eCIB
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eCIB is the short form of Electronic Credit Information Bureau, located in Pakistan.
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[edit] About
eCIB is a software for monitoring credit reports all across Pakistan. State Bank of Pakistan monitors the Software and all the Financial Institutions in Pakistan are required to have this software installed. A monthly process updates the reports at the State Bank end.
[edit] The eCIB
The purpose of Electronic Credit Information Bureau (eCIB) is to capture credit data and to provide online information of consumer and corporate borrowers to the financial industry. For financial institutions, eCIB is divided into two areas:
- Data Capturing System
- Data Inquiry System
The application can be accessed both through the Internet based VPN network and dial-up connection.